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How much is home insurance in Atlanta cost?

Posted last May 16, 2012, 3:16 pm in Services report article

So then how much is home insurance in Atlanta cost?

The answer is, it “DEPENDS”. Now I am sure that is not the answer you were looking for. But stay with me on this for a moment please. In a moment you will see why it is imperative to talk to an experienced agent to help you get the best Georgia home insurance coverage by getting you all of your Georgia home insurance discounts. We are going to share with you 5 things that will determine what your Atlanta home insurance will cost you. Then we will give you a link to learn about 15 more things that will help to determine what you pay for your policy.

How much your home insurance in Atlanta will cost will depend on several things: 

1- How much does the home cost? Think about it. It only makes sense that a more EXPENSIVE home would cost more to insure than a less expensive home. 

2- Occupancy. Is this a one family, 2 family a duplex or a triplex? As you can imagine a  duplex will cost more to replace than a single family home will. It will have 2 sets of electrical services, 2 sets of hvac systems, 2 water heaters etc. 

3- Where is the home located? If you live in an area of Atlanta that has a lot of crime then be prepared to pay a little more for your home insurance. Insurance is all about managing risks. Crime ridden neighborhoods will statistically have more break ins and vandalism. 

4- How old is the home? A NEWER home would cost more to insure than an older home that needs a lot of safety upgrades like electrical and plumbing. Make sense? 

5- Your CLAIMS history? I am sorry to tell you but if you have a HISTORY of placing a lot of CLAIMS you are considered a higher risk! So think twice about making small claims.

There you have it, 5 things that will affect how much your insurance in Atlanta will cost you. To read about the other 15 things that will affect your atlanta home owners policy visit us at

Lloyd Pro Group | Nationwide Insurance

2980 Cobb Parkway Southeast #172, Atlanta, GA 30339

(404) 892-2864   (404) 892-2572 (Fax)